Important news about BMO GIFs

Submitted by Josh on September 2, 2015 - 9:07pm

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BMO GIFs: lock-in gains when markets are good; protect you when markets are down¹

Only BMO Guaranteed Investment Funds offer automatic resets of the Maturity Guarantee each and every month². The sleep-better-at-night and worry-less GIF.

The graph below shows the growth of the Maturity Guarantee Amount on the month end valuation date for a $100,000 deposit to the Canadian Balanced Growth GIF:

BMO Insurance Canadian Balanced Growth GIF
Price on month-end valuation dates
MB380 chart.png

¹Maturity Guarantee Values increased by 9.4% in the BMO Canadian Balanced GIF from December 2, 2013 to July 31, 2015; 7.7% in the BMO Canadian Income Strategy GIF; 9.7% in the BMO North American Income Strategy GIF; 9.8% in the BMO U.S. Balanced Growth GIF. Chart assumes the client is solely invested in a specified BMO GIF and is for illustrative purposes only and does not reflect future values or future performance

For further details, please click here.

Important portfolio changes have also been made to BMO GIFs to enhance returns and improve diversification by reducing exposure to interest rate and commodity sensitive sectors. For full details, please click here.

Updated BMO GIF collateral, including the Information Folder and Fund Facts, is available for order now through your MGA.

For more information on BMO GIFs, including updated Fund Profiles with fund manager commentary, visit bmoinsurance.com/advisor/GIF or contact your BMO representative.

² Automatic monthly resets of the Maturity Guarantee Amount occur up to and including 10 years from the maturity date.

Any amount that is allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value.

MB 380 (2015/09/02)

To find out more about BMO Insurance products, please call your MGA or contact the BMO Insurance regional sales office in your area or visit www.bmoinsurance.com/advisor.