Effective Fri Jan 27, 2023
1 Year Cashable (GIC, RSP, RIF & TFSA eligible) |
0.250% |
0.250% |
0.600% |
0.600% |
0.600% |
Daily * |
2.750% |
2.750% |
4.500% |
4.500% |
0.200% |
Non-Redeemable |
4.000% |
4.000% |
4.050% |
4.050% |
4.150% |
4.250% |
Guaranteed Interest Certificate (GIC) |
5.000% |
5.000% |
4.500% |
4.500% |
4.400% |
4.500% |
4.150% |
4.150% |
4.150% |
4.150% |
4.150% |
3.400% |
Registered Retirement Income Fund (RRIF) & Registered Retirement Savings Plan (RRSP) |
5.000% |
5.000% |
4.500% |
4.500% |
4.400% |
4.500% |
4.150% |
4.150% |
4.150% |
4.150% |
4.150% |
3.400% |
- * Daily Terms -- Interest is calculated daily on the total daily balance and paid monthly. Rate is subject to change without notice. For Registered Advantage Account, withholding taxes may apply if funds are moved to a non-registered account.
- All rates and minimum deposits are subject to change without notice.
- Effective date and interest rate will be the date funds are deposited with the Financial Institution.
- Deposits over $500,000 - please call as there may be special rates available.
- Canada Deposit Insurance Corporation (CDIC) insures eligible CDN $ deposits at member institutions (up to $100,000 per depositor)
- Credit Union Deposit Insurance Corporation (CUDIC) insures eligible Canadian $ deposits at member institutions (unlimited amounts for BC Credit Unions)
- * Promotional annual interest rate of 4.50% for Registered Advantage Account and Tax Free Advantage Account consists of regular posted rate of 2.10 and the promotional rate of 2.40% for new deposits received by March 10, 2023