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Hello Global Pacific advisors,  

Just 2 more months to close out the year, let’s finish strong!

 Mortgage update:

• Bank of Canada cut rates again last week = variable mortgage rate* is now lower than 3yr fixed rate! 
• Up to $4,100 Cash Back for mortgage switchers or purchasers: Mortgage Offers: Check Out Our Latest Deals - BMO Canada 
• Many pre-sales are completing over the next few months (see attached), do any of your clients need financing?  
• Oct 16 commentary and charts below from Robert Kavcic Senior Economist and Director: Canadian Housing Monitor: September 2025

Existing Home Sales and Price Changes (%)

Local Market Conditions Breakdown

*rates subject to change without notice. Please phone for current rates.